glossary

Glossary

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Identity theft is when someone uses your identity without your permission. For example, an identity thief may use your SIN number, credit cards, or name and personal information. Often, identity theft is used to steal money, buy things, or open accounts in your name. There are many ways that your identity can be stolen.

Title: impaired
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Impaired driving is a crime. The law says that someone is impaired if their ability to drive is affected by alcohol or a drug.

Title: impute income
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Imputing income is when the court decides how much income a person makes or should be making. This figure is different from the income the person says they earn.

For example, if a person says that they have no income, but there is proof that they earn income in cash that they do not report on their income taxes, the judge can impute income. Or if a person quit their job so they wouldn't have to pay support, the judge can impute income.

Title: income
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Income is how much money you get from any source. For example, income includes money you earn from a job, support payments, government benefits like workers’ compensation, or money that family or friends give you as a gift.

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Income support is money you get from the Ontario Disability Support Program (ODSP) to help pay for living expenses, like housing and food. It also helps pay for some prescription drugs and may help pay for some dental services.

And some people can get:

  • extra money to help pay for a special diet
  • other benefits, such as costs for travelling to medical appointments
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Independent legal advice (ILA) is when you and your partner get your own legal advice from different lawyers. The advice is independent because each lawyer is only working for one of you.

It is important to get ILA before you sign a separation agreement because:

  • a lawyer can tell you how your rights change once you sign the agreement
  • your agreement is less likely to be challenged later
  • a court is more likely to order you and your partner to do what you agreed on in your separation agreement
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In Canada, the most serious criminal offences are called indictable offences. Some examples are stealing something worth more than $5,000, breaking and entering, manslaughter, and murder. If you’re found guilty of an indictable offence, you can get a serious sentence. This could range from a very large fine up to life in prison.

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Informed consent is a special type of permission that you can give the police to search you, your home or business. For you to give permission with informed consent, you must understand:

  • what the police are asking you to do
  • what might happen if you agree to let them search, and
  • that you don’t have to give them permission.
Title: inheritance
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An inheritance is money or other property that you get from someone who has died. It can include life insurance money that you get when someone dies.

Most inheritances come from a parent, another relative, or a close friend.

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Insurable employment means a job that is covered by the EI system. Most jobs are automatically covered by the EI system if you are an employee. You are automatically covered even if you don’t have a written contract and it does not matter how you are paid. If you are a contractor who works for yourself, you are usually not covered but there are many exceptions.

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