{"id":1180094,"date":"2018-01-18T11:49:17","date_gmt":"2018-01-18T16:49:17","guid":{"rendered":""},"modified":"2018-01-18T12:04:16","modified_gmt":"2018-01-18T12:04:16","slug":"cote-de-cr\u00e9dit","status":"publish","type":"glossary-term","link":"https:\/\/stepstojustice.ca\/fr\/glossary\/cote-de-cr\u00e9dit\/","title":{"rendered":"cote de cr\u00e9dit"},"content":{"rendered":"<p>La cote de cr\u00e9dit est une note num\u00e9rique qu&#8217;une <a href=\"\/fr\/glossary\/agence-de-renseignements-sur-le-consommateur\">agence de renseignements sur le consommateur<\/a> vous accorde. Les <a href=\"\/fr\/glossary\/cr%C3%A9ancier\">cr\u00e9anciers<\/a>&nbsp;consultent cette note pour conna\u00eetre votre capacit\u00e9 \u00e0 rembourser une <a href=\"\/fr\/glossary\/dettes\">dette<\/a>; c&#8217;est \u00e0 la lumi\u00e8re de cette information qu&#8217;ils d\u00e9cident de vous consentir un pr\u00eat ou non. Votre cote de cr\u00e9dit est \u00e9tablie d&#8217;apr\u00e8s votre <a href=\"\/fr\/glossary\/rapport-de-solvabilit%C3%A9\">rapport de solvabilit\u00e9<\/a>.<\/p>\n<p>La cote de cr\u00e9dit est \u00e9lev\u00e9e si votre dossier est bon, et faible dans le cas contraire. En g\u00e9n\u00e9ral, votre cote sera comprise entre 300 et 850, et le cr\u00e9ancier estimera que votre dossier est bon si vous avez 700 ou plus. Certaines cotes de cr\u00e9dit sont alphanum\u00e9riques; dans ce syst\u00e8me, la cote va de R9 (la pire) \u00e0 R1 (la meilleure).<\/p>\n<!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content -->","protected":false},"author":3,"featured_media":0,"template":"","legal-topic":[42143],"class_list":["post-1180094","glossary-term","type-glossary-term","status-publish","hentry","legal-topic-debt-and-consumer-rights"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.9 (Yoast SEO v23.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>cote de cr\u00e9dit - Justice pas-\u00e0-pas<\/title>\n<meta name=\"description\" content=\"La cote de cr\u00e9dit est une note num\u00e9rique qu&#039;une agence de renseignements sur le consommateur vous accorde. 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