{"id":1250963,"date":"2023-02-23T11:18:45","date_gmt":"2023-02-23T16:18:45","guid":{"rendered":"https:\/\/stepstojustice.ca\/questions\/\/do-i-need-tenant-insurance\/"},"modified":"2023-03-06T10:59:59","modified_gmt":"2023-03-06T15:59:59","slug":"ai-je-besoin-dune-assurance-locataire","status":"publish","type":"questions","link":"https:\/\/stepstojustice.ca\/fr\/questions\/housing-law\/ai-je-besoin-dune-assurance-locataire\/","title":{"rendered":"Ai-je besoin d&#8217;une assurance locataire?"},"content":{"rendered":"<p>Avant qu&#8217;un propri\u00e9taire accepte de vous louer un logement, la loi l&#8217;autorise \u00e0 vous demander de prendre une assurance locataire, parfois appel\u00e9e \u00ab\u00a0garantie des risques locatifs\u00a0\u00bb ou \u00ab\u00a0assurance du risque locatif\u00a0\u00bb.<\/p>\n<p>L&#8217;assurance locataire ressemble aux autres assurances; vous payez \u00e0 l&#8217;assureur un montant chaque mois ou ann\u00e9e. En \u00e9change, si vos biens sont endommag\u00e9s, il paie g\u00e9n\u00e9ralement leur r\u00e9paration ou remplacement. Cette assurance couvre aussi souvent les frais de subsistance si vous ne pouvez pas rester chez vous, par exemple en raison d&#8217;une inondation ou d&#8217;un incendie. Elle peut aussi couvrir les dommages ou blessures que vous causez accidentellement chez vous.<\/p>\n<p>Votre contrat d&#8217;assurance pr\u00e9cise ce qui est couvert et le montant que l&#8217;assureur paiera.<\/p>\n<p>Le prix d&#8217;une telle assurance peut varier grandement d&#8217;un assureur \u00e0 l&#8217;autre. Il est recommand\u00e9 de comparer diff\u00e9rentes polices pour trouver celle qui convient le mieux \u00e0 votre situation. Et n&#8217;oubliez pas\u00a0: si vous signez un contrat avec un assureur, vous pouvez en tout temps demander un meilleur prix ou changer d&#8217;assureur si le prix augmente.<\/p>\n<!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content -->","protected":false},"author":6,"featured_media":0,"template":"","legal-topic":[42148,42342,42343],"class_list":["post-1250963","questions","type-questions","status-publish","hentry","legal-topic-housing-law","legal-topic-renting-new-place-live","legal-topic-leases-and-agreements"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.9 (Yoast SEO v23.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ai-je besoin d&#039;une assurance locataire? - Justice pas-\u00e0-pas<\/title>\n<meta name=\"description\" content=\"Avant qu&#039;un propri\u00e9taire accepte de vous louer un logement, la loi l&#039;autorise \u00e0 vous demander de prendre une assurance locataire, parfois appel\u00e9e\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/stepstojustice.ca\/fr\/questions\/housing-law\/ai-je-besoin-dune-assurance-locataire\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ai-je besoin d&#039;une assurance locataire? 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