{"id":1175917,"date":"2020-02-18T14:26:06","date_gmt":"2020-02-18T19:26:06","guid":{"rendered":""},"modified":"2025-07-17T13:05:41","modified_gmt":"2025-07-17T17:05:41","slug":"2-revoyez-votre-testament-si-votre-situation-financiere-a-beaucoup-change","status":"publish","type":"steps","link":"https:\/\/stepstojustice.ca\/fr\/steps\/wills-and-powers-of-attorney\/2-revoyez-votre-testament-si-votre-situation-financiere-a-beaucoup-change\/","title":{"rendered":"2.\u00a0Revoyez votre testament si votre situation financi\u00e8re a beaucoup chang\u00e9"},"content":{"rendered":"<p>Vous feriez bien de revoir votre testament s&#8217;il y a eu un changement important dans votre situation financi\u00e8re.<\/p>\n<p>Beaucoup de choses peuvent avoir chang\u00e9 depuis la pr\u00e9paration de votre testament\u00a0:<\/p>\n<ul>\n<li>Vous pourriez poss\u00e9der des biens qui ne figurent pas dans votre testament. Vous pourriez avoir touch\u00e9 un h\u00e9ritage ou avoir plus d&#8217;\u00e9conomies ou de placements.<\/li>\n<li>Il se pourrait que vous ne poss\u00e9diez plus certains biens indiqu\u00e9s dans votre testament. Vous pourriez les avoir vendus ou donn\u00e9s \u00e0 des gens ou \u00e0 des organismes. Ils ne pourront donc pas \u00eatre remis aux personnes cens\u00e9es les recevoir.<\/li>\n<li>Vous pourriez avoir plus de dettes, par exemple si vous avez un nouveau pr\u00eat hypoth\u00e9caire ou une nouvelle ligne de cr\u00e9dit. Si vous avez plus de dettes, il ne restera peut-\u00eatre plus grand-chose pour vos b\u00e9n\u00e9ficiaires \u00e0 votre d\u00e9c\u00e8s apr\u00e8s le paiement de l&#8217;imp\u00f4t et des dettes.<\/li>\n<\/ul>\n<p>Passez en revue vos biens et dettes actuels. Vos biens comprennent\u00a0:<\/p>\n<ul>\n<li>vos biens immobiliers (terrains, maisons, condos,\u00a0etc.);<\/li>\n<li>votre argent comptant ou en banque;<\/li>\n<li>vos placements, comme votre r\u00e9gime enregistr\u00e9 d&#8217;\u00e9pargne-retraite (REER) ou votre compte d&#8217;\u00e9pargne libre d&#8217;imp\u00f4t (CELI);<\/li>\n<li>vos polices d&#8217;assurance-vie;<\/li>\n<li>vos biens meubles, comme\u00a0:\n<ul>\n<li>des v\u00e9hicules;<\/li>\n<li>des v\u00eatements;<\/li>\n<li>des bijoux;<\/li>\n<li>des objets de collection (pi\u00e8ces de monnaie, cartes, \u0153uvres d&#8217;art,\u00a0etc.);<\/li>\n<li>des meubles et autres articles m\u00e9nagers;<\/li>\n<\/ul>\n<\/li>\n<li>vos actifs en ligne, comme ceux dans PayPal et eBay, et vos programmes de fid\u00e9lisation et de r\u00e9compenses, comme les milles A\u00e9roplan;<\/li>\n<li>vos animaux de compagnie.<\/li>\n<\/ul>\n<p>Entrent dans vos dettes l&#8217;imp\u00f4t sur le revenu que vous devez, vos pr\u00eats hypoth\u00e9caires, vos lignes de cr\u00e9dit, le solde de vos cartes de cr\u00e9dit et vos pr\u00eats automobiles.<\/p>\n<!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content -->","protected":false},"author":3,"featured_media":0,"template":"","class_list":["post-1175917","steps","type-steps","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.9 (Yoast SEO v23.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>2.\u00a0Revoyez votre testament si votre situation financi\u00e8re a beaucoup chang\u00e9 - Justice pas-\u00e0-pas<\/title>\n<meta name=\"description\" content=\"Vous feriez bien de revoir votre testament s&#039;il y a eu un changement important dans votre situation financi\u00e8re. 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