{"id":1176593,"date":"2018-06-22T13:29:22","date_gmt":"2018-06-22T17:29:22","guid":{"rendered":""},"modified":"2021-12-13T15:16:54","modified_gmt":"2021-12-13T20:16:54","slug":"4-comprenez-les-effets-dun-revenu-excedentaire-sur-votre-faillite","status":"publish","type":"steps","link":"https:\/\/stepstojustice.ca\/fr\/steps\/debt-and-consumer-rights\/4-comprenez-les-effets-dun-revenu-excedentaire-sur-votre-faillite\/","title":{"rendered":"4. Comprenez les effets d&#8217;un revenu exc\u00e9dentaire sur votre faillite"},"content":{"rendered":"<p>Si vous ne faites pas les paiements de revenu exc\u00e9dentaire, votre syndic doit en informer le tribunal. G\u00e9n\u00e9ralement, vous ne pouvez pas \u00eatre lib\u00e9r\u00e9 de votre faillite tant que vous n&#8217;avez pas effectu\u00e9 les paiements de revenu exc\u00e9dentaire dus.<\/p>\n<p>Vous pouvez g\u00e9n\u00e9ralement \u00eatre lib\u00e9r\u00e9 de votre faillite si vous respectez tous les crit\u00e8res suivants :<\/p>\n<ul>\n<li>C&#8217;est votre premi\u00e8re faillite.<\/li>\n<li>Vous n&#8217;\u00eates pas mari\u00e9.<\/li>\n<li>Personne ne s&#8217;oppose \u00e0 votre d\u00e9claration de faillite.<\/li>\n<li>Vous respectez toutes vos obligations en tant que failli.<\/li>\n<\/ul>\n<p>Si votre revenu exc\u00e9dentaire mensuel moyen est inf\u00e9rieur \u00e0 200 $, vous pouvez \u00eatre lib\u00e9r\u00e9 de votre faillite apr\u00e8s neuf mois. Autrement, vous le serez apr\u00e8s 21 mois.<\/p>\n<p>Sept mois apr\u00e8s votre d\u00e9claration de faillite, votre syndic calculera vos paiements de revenu exc\u00e9dentaire mensuels moyens. Par exemple :<\/p>\n<table>\n<tbody>\n<tr>\n<td><strong>Mois<\/strong><\/td>\n<td><strong>Montant<\/strong><\/td>\n<\/tr>\n<tr>\n<td>1<\/td>\n<td>227 $<\/td>\n<\/tr>\n<tr>\n<td>2<\/td>\n<td>300 $<\/td>\n<\/tr>\n<tr>\n<td>3<\/td>\n<td>196 $<\/td>\n<\/tr>\n<tr>\n<td>4<\/td>\n<td>210 $<\/td>\n<\/tr>\n<tr>\n<td>5<\/td>\n<td>210 $<\/td>\n<\/tr>\n<tr>\n<td>6<\/td>\n<td>180 $<\/td>\n<\/tr>\n<tr>\n<td>7<\/td>\n<td>250 $<\/td>\n<\/tr>\n<tr>\n<td><strong>Total des paiements de revenu exc\u00e9dentaire <\/strong><\/td>\n<td><strong>1 573 $<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<table>\n<tbody>\n<tr>\n<td><strong>Calcul du revenu exc\u00e9dentaire moyen<\/strong><\/td>\n<td style=\"width: 170px;\"><strong>Montant<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Paiement de revenu exc\u00e9dentaire moyen<br \/>\n(Total des paiements \/ nombre de mois)<\/td>\n<td>1573 $ \/ 7 = 224,71 $<\/td>\n<\/tr>\n<tr>\n<td>Revenu exc\u00e9dentaire moyen<br \/>\n(Paiement de revenu exc\u00e9dentaire moyen \u00d7 2)<\/td>\n<td>224,71 $ \u00d7 2 = 449,42 $<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>Les calculs sont plus complexes si ce n&#8217;est pas votre premi\u00e8re faillite. Par exemple, une personne qui d\u00e9clare faillite une deuxi\u00e8me fois et qui a un revenu exc\u00e9dentaire doit faire des paiements de revenu exc\u00e9dentaire pendant 36 mois. Votre syndic peut vous indiquer le montant de vos paiements de revenu exc\u00e9dentaire et leur dur\u00e9e.<\/p>\n<p>Vous devez toujours faire la totalit\u00e9 de vos paiements de revenu exc\u00e9dentaire avant d&#8217;\u00eatre lib\u00e9r\u00e9.<\/p>\n<!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content -->","protected":false},"author":3,"featured_media":0,"template":"","class_list":["post-1176593","steps","type-steps","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.9 (Yoast SEO v23.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>4. 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