Glossary
In Health and Disability, Income Assistance, Canada Pension Plan (CPP), Canada Pension Plan disability benefits (CPP)
The Canada Pension Plan (CPP) is run by the Canadian government. Employers and workers make contributions to the plan and in certain situations the benefits are paid out to the worker or their family to partially replace their earnings.
These situations can include:
- if a worker becomes disabled and can no longer work
- if a worker dies
- if a worker retires, or
- if a worker reaches a certain age
You may also get these benefits by credit splitting after a common-law relationship, divorce, or separation, even if you are not a worker.
Canada Pension Plan (CPP) disability benefits are for people who:
- have a severe and prolonged disability that prevents them from working regularly or earning more than a limited amount of money
- are under 65 years old
- contributed enough to CPP
In Income Assistance, Canada Pension Plan (CPP)
Canada Pension Plan (CPP) retirement benefits are monthly payments that many Canadians get when they retire.
To get CPP retirement benefits, you normally have to have:
- worked in Canada
- made contributions to the CPP
Most people who get CPP retirement benefits get them when they are 65 years old. But you can start getting your retirement benefits:
- as early as 60, and get less money each month
- as late as 70, and get more money each month
In Income Assistance, Canada Pension Plan (CPP)
A Canada Pension Plan (CPP) retirement pension is a monthly payment that many Canadians get when they retire.
To get a CPP retirement pension, you normally have to have:
- worked in Canada
- made contributions to the CPP
Most people who get a CPP retirement pension get it when they are 65 years old. But you can start your retirement pension:
- as early as 60, and get less money each month
- as late as 70, and get more money each month
In Immigration Law, Income Assistance
The Canada Revenue Agency (CRA) manages the income tax process. The CRA sends out a Notice of Assessment each year to everyone who files their tax return. The CRA is also responsible for some social benefits, like the Goods and services tax/Harmonized sales tax (GST/HST) credit, Canada child benefit, and child disability benefit.
Cancellation rights mean that if a dealer does not tell you information they are required to by law, you can cancel your purchase agreement within 90 days from when you signed.
In Wills and Powers of Attorney
A capacity assessor is someone who has special training and has been approved by the government to decide if people are mentally incapable. This can be a doctor, nurse, psychologist, occupational therapist, or social worker. They assess a person’s mental capacity and decide if the person is able to make decisions about their property, personal care, or both.
You must pay for the assessment. The fee usually depends on things like the person’s profession and expertise. The Office of the Public Guardian and Trustee has a list of capacity assessors in Ontario.
In Housing Law
A rented place to live where the landlord provides care services or makes them available to the tenants. Examples of care services are nursing care, supervision of medications, attendant care, and help with daily living activities. A tenant is a care home tenant only if getting the services was a reason they moved there. Retirement homes for seniors are a common type of care home.
In Housing Law
The term “care services” has a specific meaning in the Residential Tenancies Act (RTA). Care services include health care, rehabilitation, and therapy. It also includes services that help people with daily activities, like:
- taking prescription drugs
- feeding
- bathing and dressing
- changing bedpans and adult diapers
- moving around, such as walking, using a cane, or using a wheelchair
Other care services include nursing care and personal emergency response services.
More care services
You can also get housekeeping, recreational services, laundry, or help with transportation. But these are only considered care services if you also get one of the services listed in the care services section above.
In Abuse and Family Violence, Abuse of people with disabilities, Elder abuse, Health and Disability, Home care, Long‑term care
A caregiver is someone who looks after people who need care, for example, an older adult, a child, or a person with a disability.
Caregivers can be family members, health-care practitioners, friends, paid helpers, or social workers. They work with people in their own homes, retirement homes, long-term care homes, and other health-care settings.
