glossary

Glossary

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Title: negotiation
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Negotiation is the process of trying to agree with your partner. Both partners usually need to agree to something other than what they had first wanted for them to agree. You can negotiate with or without a lawyer.

Title: net earnings
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Your net earnings are what’s left after your employer takes income tax and other things like Canada Pension Plan or Employment Insurance contributions or union dues from your pay.

Some people call this “take-home pay”.

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Net family property (NFP) is how much money a married partner is worth at the end of the relationship after taking into account what they brought into the marriage.

To calculate a married partner's NFP, usually you add together all assets minus all debts that they had on the day they separated from their partner. Then you also subtract all assets minus all debts they had on the date of marriage. Some assets or debts are treated differently in this calculation. For example, some gifts and inheritances are not included.

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Non-profit credit counsellors are people who can give you advice about how to manage your debts and money. Usually, the goal is to help a person repay their debt, or avoid bankruptcy. Non-profit credit counsellors do not make money from the people they are trying to help, but may charge fees to help cover their costs.

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A non-removal order is an order a court makes to prevent one or both parents from taking their child out of a specified area, for example, the country or province.

Title: notary public
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A notary public is a person who is allowed to handle some legal formalities. For example, they can certify contracts, deeds, and personal documents. When buying a used car, they can be used to certify a claim you are making to the Motor Vehicle Dealer’s Compensation Fund.

Title: notice
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Usually refers to a document or form that is used to tell someone of a legal step you are taking. Sometimes it refers to the amount of time between telling them and something happening. For example, a tenant can end their tenancy by giving their landlord a certain number of days’ notice. And they can do this by giving their landlord a form called a Tenant’s Notice to End the Tenancy.

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When Ontario Works (OW) or the Ontario Disability Support Program (ODSP) makes a decision about your right to social assistance, they put it in writing. This is called a Notice of Decision and it’s supposed to include the reasons for the decision.

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A Notice of Motion is a written document you give the court to ask them to do something about a case. For example, you would give a Notice of Motion to the courts if you want an order for enforcing a previous court order.

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A Notice of Stay of Proceedings for Bankruptcy is a letter the court sends creditors when a debtor has filed for bankruptcy. It means that the creditor can’t continue to try to collect money from the debtor.

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