The Canada Pension Plan (CPP) is run by the Canadian government. Employers and workers make contributions to the plan and in certain situations the benefits are paid out to the worker or their family to partially replace their earnings.
These situations can include:
- if a worker becomes disabled and can no longer work
- if a worker dies
- if a worker retires, or
- if a worker reaches a certain age
You may also get these benefits by credit splitting after a common-law relationship, divorce, or separation, even if you are not a worker.