glossary

Glossary

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Title: collateral
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Collateral is an asset of yours that you use as security for a loan. This means that if you do not pay back the money you borrowed, your creditor can take the collateral as payment instead. For example, a house can be collateral for a mortgage, and a car can be collateral for a car loan.

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A collection agency is a business that tries to collect unpaid debts for creditors. If you aren’t paying back money that you owe, the person or business you owe the money to may hire a collection agency to try to get you to pay the money back.

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When a workplace includes workers who belong to a union, a collective agreement sets out conditions of employment, such as wages, hours of work, and overtime pay. The collective agreement includes the process that workers need to use if the employer does not follow the agreement.

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Collective bargaining is the process that unionized workers and employers go through to set the conditions of employment, such as wages, hours of work, and overtime pay.

Title: commissioned
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When a document is "commissioned", it is signed in front of a commissioner of oaths. A commissioner of oaths has the power to certify a document that presents what someone says is true, such as an affidavit.

Title: committal
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A committal after a preliminary hearing means that the judge has decided that there is some evidence that a judge or jury could use to convict you at a trial. You will be ordered to stand trial in the Superior Court of Justice.

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Canadian immigration law has its own definition of common-law partner. It's someone of the same or opposite sex who you've lived with, for at least a year, in a conjugal or marriage-like relationship. It also includes a conjugal partner if you could not live together because of legal restrictions, or because you would be persecuted.

For example, you might come from a country where your relationship is against the law.

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A common-law relationship is one where partners of the same or opposite sex live together in a marriage-like relationship, without being married. This is sometimes called "cohabiting". For most estate law issues, you must live together for at least 3 years, or sometimes less if you're raising a child together.

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A common-law relationship is one where partners of the same or opposite sex live together in a marriage-like relationship, without being married. This is sometimes called "cohabiting". You don't have to live together for a certain amount of time to be in a common-law relationship. But the law gives different rights to common-law partners depending on how long they've lived together or whether they have a child together.

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People who get Ontario Works (OW) assistance may have to do community placements.

Community placements are sometimes called “community participation” or “voluntary placement”.

People in community placements work at non-profit, community, or public organizations. Examples of these types of organizations are schools, daycare centres, food banks, libraries, and community centres.

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