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Title: accommodation

Ontario’s Human Rights Code says that employers and landlords must do what they can to remove barriers that cause people to be treated differently because of personal differences that are listed in the Human Rights Code.

 The legal word for this is accommodation. Examples of personal personal include a person’s ethnic origin, sex, sexual orientation, age, marital status, or disability. 

This could mean doing things differently for you so that you are treated equally. For example, you might need a wheelchair ramp to get inside a building. Or you might not be able to wear the same uniform as other workers because of your religion.

But an employer or landlord might not have to do something if they can prove that it will cause them undue hardship. 

Title: affirmation

When a person makes an affirmation, they give a formal promise that a statement is true. An affirmation may be used in place of an oath. For example, an affirmation may be used when a person isn’t able to take an oath because of religious reasons.

Title: assets

Assets are things that you own. For example, assets include cars, real estate, registered retirement savings plans (RRSPs), and any savings you have.


A Certificate of Judgment is proof that you have a court order you can enforce. It’s usually used if you need to enforce an order in a different court than where you got the original order.

Title: co-owner

A co-owner of a debt is someone who owns part of the money that a person is owed. For example, two people who share a joint bank account are co-owners of the debt.


Contempt of court is when someone does not listen to or respect the court, judge, or other person in a legal proceeding. It can include not following orders, refusing to co-operate with the judge, and lying. You can be fined or sent to jail if you are in contempt of court.

Title: court clerk

The court clerk is a person at the courthouse responsible for things like issuing documents, maintaining court files, and setting court dates.

Title: creditor

A creditor is a person or business who is owed money by a debtor. For example, if you have a court order against someone to pay you money, you are a creditor.

Title: damages

Damages is money awarded by the court to make up for injury or loss that a party suffered.

Title: debtor

A debtor is someone who owes money. For example, a debtor can be someone who owes money because of a court order from a Small Claims Court.

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