A claimant is somebody who is getting or claiming EI benefits.
When you apply for a job or volunteer position, you might be asked for a criminal record check. Instead of a criminal record check, you may be able to get a clearance letter from your local police.
A clearance letter confirms that as of the date of the letter, you don’t have any:
- criminal convictions
- outstanding warrants
- criminal cases that are being dealt with in court
At the end of your trial, you get a chance to briefly tell the judge why you should get the court order you're asking for. This is called a closing statement. Your closing statement should be based on:
- what you or other witnesses said
- the documents used as evidence
- family law rules and laws
You cannot talk about any new information that wasn’t used as evidence in the trial.
The co-accused are other people who are charged on an information with you. They may or may not be charged with the same offences as you. But their charges are related to yours. Their charges and yours likely involve the same incident.
A co-owner of a debt is someone who owns part of the money that a person is owed. For example, two people who share a joint bank account are co-owners of the debt.
To co-sign is to sign a legal agreement together with another person for a loan or other debt. When you do this you are jointly responsible for paying the debt. For example, if you co-sign a lease, you are responsible for paying all of the rent, even if the other person doesn’t pay their part.
A code of ethics is a set of rules that say what members of an organization or profession can do, and how they are supposed to behave and run their business. For example, a non-profit credit counsellor will protect a client’s privacy and not share information about a client without getting permission.
A cohabitation agreement, sometimes called a domestic contract, is a written contract that non-married partners can make that says how they will deal with their issues while they are living together, after they stop living together, or if one of them dies. They can make this kind of contract before living together, or while living together. For example, a cohabitation agreement can say how much spousal support one partner will pay the other if they separate. It cannot say who will have custody or access to any children.
Collaborative family law is an alternative dispute resolution process where you and your partner try to solve your issues without going to court. Collaborative family lawyers have special training and agree in writing not to go to court. You and your partner each have your own collaborative family lawyer. They work together with you and your partner to help you agree on your issues. Usually, this happens after many meetings.
If you or your partner cannot agree and later decide to go to court, you cannot use your collaborative family lawyers as your lawyers in court.
Collateral is an asset of yours that you use as security for a loan. This means that if you do not pay back the money you borrowed, your creditor can take the collateral as payment instead. For example, a house can be collateral for a mortgage, and a car can be collateral for a car loan.