glossary

Glossary

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Earnings exemptions are the rules that let you earn some money without Ontario Works or the Ontario Disability Support Program reducing the amount they give you by the full amount you earn.

Title: election
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An election is a choice that is given to the Crown, or an accused person when there is an allegation of a serious crime.

A Crown election happens when you are charged with a hybrid offence. The Crown will elect to prosecute your case summarily, or by indictment.

If you are charged with an indictable offence, or a hybrid offence that the Crown is prosecuting by indictment, you have an election to make. You can choose to have your trial in the:

  • Ontario Court of Justice before a judge,
  • Superior Court of Justice before a judge, or
  • Superior Court of Justice before a judge and jury.

Making this choice is referred to as making an election. If you elect to have your trial in the Superior Court of Justice you can also choose to have a preliminary hearing in the Ontario Court of Justice.

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The Employment Standards Act (ESA) provides the minimum standards for most employees working in Ontario. The ESA sets out the rights and responsibilities of employees and employers in most Ontario workplaces.

Title: endorsement
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An endorsement is the written directions a judge gives you and your partner that says what you must do or not do. It is usually handwritten and put in your court file.

To make an endorsement into a court order, you or your partner prepare a document, called a draft order, that you both sign. You must do this if you want an order that is enforceable. This means the court can order you or your partner to do what the court order says. Sometimes the court clerk prepares the draft order.

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An enforcement office is a place responsible for making sure court orders are followed. For example, they may help garnish the wages or bank accounts of a person who owes money.

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Enforcing your judgment is when you take steps to get what is owed to you because of a court order. For example, it may include damages or personal property that the debtor owes you.

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An equalization payment is the money one married partner pays to the other to divide the increase in the value of the couple's property that happened during the marriage. Usually this means that all assets and debts are valued on the day the couple married and on the day they separated to find the increase in the value during their marriage. The equalization payment is paid after the partners separate.

To calculate the equalization payment, each married partner calculates their net family property. The partner with the larger net family property subtracts the other partner's smaller net family property to find the difference between both net family properties. This difference is then divided in half to get the equalization payment that the first partner pays to the other partner.

Title: equity
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Equity is the value of your asset after you subtract how much you owe on it. For example, the equity you have in your house is the amount of money you would get if you sold your house and paid off all your debts on the house, like your mortgage. If your house is worth $200,000, and you have a mortgage of $150,000, the equity you have in your house is $50,000.

Title: equity
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Equity is the value of your asset after you subtract how much you owe on it. For example, the equity you have in your house is the amount of money you would get if you sold your house and paid all your debts on the house, like your mortgage. If your house is worth $200,000, and you have a mortgage of $150,000, the equity you have in your house is $50,000.

Title: estimate
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An estimate is a best guess that you make, based on the information that you have. For example a car repair shop can give a client an estimate of what it would cost to fix their car after they’ve taken a look at it. Sometimes, the law gives you the right to not be charged much more than the estimate someone gives you.

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