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How will getting the Canada Emergency Response Benefit (CERB) affect the Guaranteed Annual Income System (GAINS)?

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How will getting the Canada Emergency Response Benefit (CERB) affect the Guaranteed Annual Income System (GAINS)?
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How will getting the Canada Emergency Response Benefit (CERB) affect the Guaranteed Annual Income System (GAINS)?
Reviewed: 
June 19, 2020
Answer

The government has not yet said how getting the Canada Emergency Response Benefit (CERB) will affect whether you’re able to get the Guaranteed Annual Income System (GAINS).

This question explains what we know so far. We’ll update it as soon as we have more information.

What’s the CERB?

The CERB is for people who’ve stopped working because of COVID-19. It gives $500 a week to those who qualify, for up to 24 weeks.

For more information about applying for the CERB, read Who can get the Canada Emergency Response Benefit (CERB) and how do I apply?

Guaranteed Annual Income System (GAINS)

The Ontario government operates a program called the Guaranteed Annual Income System (GAINS). It gives extra money to seniors who have a low income. The extra amount can be up to $83 a month.

How much you get from the GAINS depends on what your income is.

During the COVID-19 crisis, the government is doubling GAINS payments, with a new maximum amount of $166 a month. If you get the GAINS, you’ll automatically get the new amount.

The government has not said whether they’ll count the CERB as income when deciding how much you’ll get from the GAINS. If they do count the CERB as income, you may not get as much.

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