What benefits are available to help during COVID-19?
Please note: This question is currently being updated to reflect recent changes in the law.
The Canada Recovery Benefits and Employment Insurance (EI) benefits, give people help during the COVID-19 pandemic.
There are other ways to get during the COVID-19 pandemic. Use the chart below to see what's available and if you qualify.
The federal government offers the following help:
|Child tax benefit (CCB)||One-time extra payment of $300 per child.||If you're already receiving the CCB, you don't have to apply. You should receive the extra $300 with your regular CCB payment on May 20, 2021.|
|Mortgage deferral payment||Homeowners facing financial hardship might be eligible for a mortgage payment deferral of up to 6 months.||Contact your lender, bank, or other mortgage professional to find out if you're eligible for a mortgage payment deferral and other options you might have. For many, the mortgage deferral option ends on September 30, 2021.|
|GST payment||One-time payment of about $400 for single individuals and about $600 for couples.||If you filed a 2018 tax return, you should receive the extra payment automatically. Payments were issued on April 9, 2020.|
|Disability tax credit (DTC)||One-time-tax-free payment of:
||If you have a valid DTC certificate as of June 1, 2020, you should receive the extra payment automatically. If you don't have a valid DTC certificate, you must apply for one before September 25. Payments will start to be made on October 30.|
|Old Age Security (OAS)||One-time tax-free payment.||You don't have to apply. Payments of $300 were made in July 2020, and $500 in August 2021.|
|Guaranteed Income Supplement (GIS)||One-time tax-free payment of $200.||You don't have to apply. Payments were made in July 2020.|
|Income tax returns||Deadline to file taxes was extended to June 1, 2020.||Any payments due are deferred to August 31, 2020 with no interest or penalties.|
For more information about these federal benefits, visit https://www.canada.ca/en/department-finance/economic-response-plan.html. If you have any questions, call Service Canada at 1-800-277-9914.
The Ontario government offers the following help:
|Benefit||Description||Start and End Date||Notes|
|Ontario Support for Families||One-time payment of $200 per child under 12 or $250 for children and youth 0-21 with special needs.||Ends August 31, 2020||Apply online.
Fill out one application per child. But, if you already applied for the Support for Parents strike benefit, you should receive the payment automatically.
|Ontario Support for Learners||One-time payment of:
– $200 per child from newborn to end of high school
– $250 per child with special needs from age 0 to 21
|Ends February 8, 2021||Apply online.
Fill out one application per child.
|Electricity rates||Residential customers were charged the lowest rate of 10.1¢/kWh, 24 hours a day, 7 days a week at the beginning of the COVID-19 pandemic.||Starts March 24, 2020 and ends May 31, 2020||This rate has automatically been applied to your bill.|
|Electricity rates||There was a new COVID-19 Recovery Rate of 12.8¢/kWh for time-of-use (TOU) customers, 24 hours a day, 7 days a week.||Starts June 1, 2020 and ends October 31, 2020||This rate has automatically been applied to your bill.|
|Electricity rates||The winter time-of-use (TOU) hours and the winter Tier threshold rates announced.||Starts November 1, 2020||This rate has automatically been applied to your bill.|
|Ontario Electricity Support Program (OESP)||Monthly credit available to people with a low to reduce the electricity bill.||Ongoing||Apply online.
The credit amount depends on how many people live in your home and your combined household income.
|Low Income Energy Assistance Program (LEAP)||One-time grant of up to $500 for arrears on electricity or gas bills if you're behind on your bill and may face having your service shut off.||Contact your provider for more information or visit: https://www.oeb.ca|
|COVID-19 Energy Assistance Program (CEAP)||One time credit to residential electricity and natural gas customers to help catch up on energy bills.||Starts July 13, 2020. Revised eligibility requirements for applications starting October 16, 2020.||Apply directly to your electricity distributor, gas distributor, or and unit sub-meter provider (USMP). For more information, visit: https://www.oeb.ca/rates-and-your-bill|
|Payments doubled for six months. Up to $166 per month for individuals and up to $332 per month for couples.||Starts April 2020 and ends September 2020||If you're receiving GAINS, you will receive this extra support automatically for 6 months. The first payment was on April 24, 2020.|
|OHIP||The 3-month waiting period for OHIP coverage is being waived. If you don't meet the criteria for OHIP coverage and you're uninsured, the province pay for COVID-19 services.||Starts March 19, 2020|
|Ontario Drug Benefit Program||If your household has drug coverage through the Trillium Drug Program (TDP), you can apply to have your deductible reduced if your household's income has decreased by 10% or more since 2018.||Starts May 1, 2020 and ends July 31, 2020||Get the Trillium Drug Program reassessment form.|
|Ontario Student Assistance Program (OSAP)
|You don't need to make any loan payments, and interest will not be added to your student loans.||Starts March 30, 2020 and ends September 30, 2020|
For more information about these provincial benefits, visit https://www.ontario.ca/page/covid-19-support-people. If you have any questions, call Service Ontario at 1-866-532-3161.