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Who qualifies for the Canada Recovery Caregiver Benefit (CRCB) and how do I apply?

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Who qualifies for the Canada Recovery Caregiver Benefit (CRCB) and how do I apply?
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CLEO (Community Legal Education Ontario / Éducation juridique communautaire Ontario)
CLEO (Community Legal Education Ontario / Éducation juridique communautaire Ontario)

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Who qualifies for the Canada Recovery Caregiver Benefit (CRCB) and how do I apply?
Reviewed: 
October 10, 2020
Answer

The Canadian government created the Canada Recovery Caregiver Benefit (CRCB) for people who do not qualify for Employment Insurance (EI) and who have to care for their children or a close family member because of COVID-19. 

COVID-19 Benefits
COVID-19 Recovery Benefits

Learn about new benefits for people who don't qualify for EI

The first day that you can get CRCB money for is September 27, 2020. You will be able to apply for this money starting on October 5, 2020. It gives $500 a week for up to for 26 weeks. It will only be available for one year.

You apply for the CRCB for 2 weeks at a time through your online CRA MyAccount. You must wait until after you have missed work to apply. And you must apply within 60 days of missing work. 

Who will qualify

To qualify for the CRCB, all of the following must apply to you: 

  • you live in Canada, are at least 15 years old, and have a Social Insurance Number (SIN)
  • you have a job or are self-employed on the day before you would get a CRCB payment
  • you earned at least $5,000 in 2019 or in the 12 months before you apply
  • you're not eligible for EI

Usually, the people who qualify for the CRCB will be self-employed or independent contractors, sometimes called gig workers. These people are not eligible for EI.

To qualify, you must also miss at least 50% of your time at work during the week that you apply for the CRCB. You must miss this time to care for your child or a family member who needs care. 

Missing work because of a child

If you're missing work because of your child, it must be because:

  • your child can't go to their school or daycare because it's closed or not accepting as many students as it usually does because of COVID-19,
  • a doctor ordered your child not to go to school because they have COVID-19, they might have COVID-19, or they have a condition that makes them vulnerable to COVID-19, or
  • your child's regular caregiver is not available because of COVID-19.

Missing work because of another family member

If you're missing work to care for a family member who's a dependant or has a disability, it must be a "close family member". For example, a parent, aunt or uncle, sibling, or another family member who you have a close relationship with. 

You must be caring for them because:

  • their day program or care home can't take them because of COVID-19, 
  • they have COVID-19 or they've been told to isolate by their employer or a medical professional because of COVID-19, 
  • their doctor has told them that they should not go to their normal care program or facility because they're at extra risk of getting COVID-19, or
  • their regular caregiver is not available because of COVID-19

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