Are there options other than bankruptcy if I’m in debt?

Next Steps

1. Get advice about your financial situation 2. Talk to your creditors 3. Make a debt repayment plan 4. Apply for a consolidation loan 5. File a consumer proposal

Yes, there are other options that might work better for you than . For example, you can:

  • get advice about your financial situation from a non-profit financial counsellor
  • make a repayment plan with your creditors
  • work with a financial advisor to plan how to pay off your or get a
  • prepare and file a with a
Next step: 1. Get advice about your financial situation
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Tribunals Ontario
Ministry of the Attorney General
Ontario Justice Education Network - OJEN
Ontario Superior Court of Justice
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Legal Aid Ontario
Law Society of Ontario
Association of Community Legal Clinics of Ontario
Ontario Court of Justice
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