4. Decide if you should move out or try to stay

It can be hard to accept that you cannot afford to continue living in your place. For example, you might try to pay what you owe but you can still get evicted if you can't pay the full amount or if you pay too late. Then you might not have enough money left to rent a new place.

When you think about your situation, you might decide that it is better to try to find a more affordable place.

If you decide to move out, it's important to know that your landlord can still sue you for the amount that you owed when you left. And the debt can affect your credit record.