How do I apply for CPP retirement benefits?

1. Decide when to apply

You can decide to start getting your Canada Pension Plan (CPP) retirement pension:

  • as soon as you qualify
  • at age 65, which means that your pension will start the month after you turn 65
  • on a date that you choose

When making your decision think about things like:

  • your health
  • your financial situation
  • your retirement plans
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