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Social Insurance Number

A Social Insurance Number (SIN) is a 9-digit number that you need to work in Canada or to use government programs and get benefits.

T4 statement

A T4 statement is an information slip prepared by your employer with information you need to complete your annual income tax return. It lists things like wages your employer paid you, and how much they took from your pay for Employment Insurance, income tax, and Canada Pension Plan.

termination pay

When an employer fires you or lays you off, they usually have to give you notice ahead of time. The amount of time can depend on many things including how long you’ve been in the job.If they let you go right away, they must pay you the money you’d have earned if they had told you ahead of time. This is called pay in lieu of notice or termination...

workers’ compensation

Workers’ compensation benefits are payments for injuries or diseases that are related to the work you were doing. Workers’ compensation is paid by the Workplace Safety and Insurance Board (WSIB).

 

assign

Give your rented home permanently to a new tenant, who is called your assignee. The new tenant takes over all your responsibilities such as paying rent. Usually you need the landlord's permission. Assigning means you have no right to move back in. It is often mistakenly called subletting, but subletting is something different.

by-law

A rule passed by a city or town council. For example, most cities or towns in Ontario have "property standards" by-laws, which say that buildings must be kept in good repair. Tenants have the right to have their landlords comply with these standards. Some by-laws might say how many people are allowed to live in one apartment, depending on its...

sublet

Give your rented home temporarily to a new tenant, who is called your subtenant, for part of the term of your tenancy. Usually you need the landlord's permission. You are still responsible to the landlord for the rent and for taking care of the place. You keep the right to move back in when the subletting agreement ends.

subsidized housing

In subsidized housing, part of the rent is paid by a government agency or a non-profit organization. The part that the tenant does not have to pay is called a subsidy. To get a subsidy, the tenant usually must have a household income below a certain amount. Subsidized housing is sometimes called rent-geared-to-income, or RGI, housing because...

tenancy

A tenant's legal right to live in their place. Usually this right comes from an agreement between the tenant and the landlord. This agreement might be called a tenancy agreement, a lease, or a rental agreement. It does not have to be in writing to be legal. It can be a spoken agreement or even an unspoken understanding.

term

The length of time that an agreement, such as a tenancy agreement, is meant to last. For example, a lease that goes from April 1 to the following March 31 has a term of one year. This is also called a fixed term tenancy. During this time, neither the landlord nor the tenant can end the tenancy unless the other one does something that...