Updates on payday loans
Steps to Justice has updated information about how much companies can charge for payday loans.The new amount took effect January 1, 2025. Payday loan companies can now charge up to $14 for every $100 borrowed.
New Guided Pathways for peace bond, emergency family law order, and private prosecution
CLEO is pleased to announce 3 new collections of Guided Pathways for people experiencing gender-based violence. Developed in collaboration with Luke’s Place, these free online tools help people fill out the court forms they need to apply for:
- a family law emergency motion, including restraining order
- a peace bond
- a...
On the Radar – Freeze on some family and refugee sponsorships
For now, Canada is not taking new sponsorship applications for parents and grandparents and most new private sponsorship applications for refugees. This month’s On the Radar looks at these changes.
Temporary immigration programs
Steps to Justice has new information on some of Canada's temporary immigration programs. These programs are for people from places that are in crisis.
The crisis could be caused by, for example, a war or a natural disaster like an earthquake or famine.
Every program is for a specific country or region and has different rules, including:
...
On the Radar – Changes to estates law for married partners
Starting January 1, 2025, married partners who are separated for 3 years or more get nothing from their partner's estate when they die. This month's On the Radar looks at changes to estates law for married partners.
New CLEO Guided Pathway: Responding to Small Claims Court Cases
CLEO is pleased to announce the new Guided Pathway for people who are being sued in Small Claims Court. This pathway allows someone to reply to the Plaintiff's Claim, make a claim of their own, or both.
This pathway can help you:
- fill out a Defence (Form 9A) to reply to a Plaintiff's Claim against you
- fill out a...
On the Radar – EI rates and rent increase for 2025
As 2025 approaches, it's time to look ahead at some upcoming changes that will affect workers and tenants in Ontario. This month's On the Radar looks at EI rates and rent increases for 2025.
New minimum wage rates
Steps to Justice has updated information about the minimum wage increase that took effect on October 1, 2024.
New tool compares legal options in situations of discrimination
Steps to Justice has a new tool to help people who experienced discrimination at work, by their landlord, or by the police. The tool lets them compare the legal options they have. For each option, it explains:
- who can make a claim
- what they can get
- the deadline to make a claim
- the process
- how much it...
CLEO’s On the Radar – New law protects homeowners from costly scam
In June 2024, the Homeowner Protection Act came into effect in Ontario. It aims to stop companies from using a legal tool called a notice of security interest or NOSI to scam homeowners. Older adults were their primary targets.
People ended up owing thousands of dollars and some lost their homes. And, even with the new law, companies who used...