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Questions about - Debt and money problems

I'm having trouble managing my debts. Where can I get help?
What is the difference between a Licensed Insolvency Trustee, a credit counsellor, and a debt settlement business?
How do I get out of an agreement I signed with a debt settlement company or a credit counsellor?
My partner's credit card company is asking me to pay off their card. Can they do that?
How do I make a complaint with the Ministry of Government and Consumer Services?

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