Are there options other than bankruptcy if I’m in debt?

Yes, there are other options that might work better for you than bankruptcy. For example, you can:

• get advice about your financial situation from a non-profit financial counsellor
• make a repayment plan with your creditors
• work with a financial advisor to plan how to pay off your debts or get a consolidation loan
• prepare and file a consumer proposal with a Licensed Insolvency Trustee