4. Get legal help
Question & Answer
I have a NOSI on my property. What can I do?Any notices of security interest (NOSI) that companies have already put on homes are now expired. This means that a home service company cannot use a NOSI to make sure they get back any money that you owe them.
Even though the company can no longer use the NOSI to get back any money you owe them, you may still need to make your rental payments for the security fixture.
If a company calls you offering to remove a NOSI from your home for a fee, that offer is a . You can report the company to your local police or call the Canadian Anti-Fraud Centre at 1-888-495-8501.
If you do want to remove a NOSI from your home, you should get help from a real estate lawyer.
It's also important to get legal help if a company serves you with a legal claim to pay money. A legal claim might be a letter saying that the company will take you to court. It might also be a document that says the company will sue you.
Do not ignore the legal claim. If you ignore it, the company can ask the court to note you in . This means you cannot take part in the case anymore because you did not file a response in time. The company can then ask the court to order you to pay them whatever they are asking for.
If you are an older adult with a low-income, you might be able to get free legal advice from the Advocacy Centre for the Elderly.