5. After you leave
Question and answer
What can I do if I’m being financially abused by my partner?After you leave your partner, think about doing some of these things.
Speak to a family lawyer
Speak to a family lawyer about what happens when you separate or divorce, and the financial abuse. It's important to get their advice on what you can do about joint accounts, lines of credit, or mortgages you share with your partner.
Ask about loans that your partner forced you take out or property they forced you to transfer. Also ask what you can do so that your partner does not use decision-making responsibility, parenting time, or support payments to try and control you.
A family lawyer can also help you if your partner tries to give away or hide their assets. Your partner may do this to avoid giving you your share, or to avoid paying support.
Legal Aid Ontario has a program that offers abuse survivors 2 hours of free legal advice from a family lawyer. You do not need a low income. Call 1-800-668-8258 to find out more.
Read more in Where can I find legal support if I have experienced partner abuse?.
Update or set up your bank account
Close all bank accounts and credit cards that your partner knows about.
If you do not have a bank account in your name only, open one.
If you're working, ask your employer to deposit your pay into your new bank account.
Change any passwords that your partner knows.
Build your own credit
Build your own credit rating by applying for a credit card. Use the card to make small purchases and then pay it off in full each month.
Get your credit report to check if your partner has affected your credit score.
Re-direct the Canada child benefit
If your children's Canada child benefits are being deposited into your partner's bank account, but you're the primary caregiver, contact the Canada Revenue Agency. Ask that the benefits be deposited into your account.
Negotiate with the lender
If your partner pressured you to co-sign a loan or took out a loan in your name, contact the lender. If your partner put utility bills in your name and did not pay them, speak to the utility company. You can try to negotiate a settlement or re-payment plan that you can afford.
Apply for Ontario Works
If you have no money or less than $10,000, plus $500 for each child you have, you can apply for Ontario Works. Ontario Works is money from the government to help pay for food, clothing, and shelter.
If you need money right away, you can apply for Ontario Works emergency assistance. You can get up to $733 a month if you're a single person, and more if you have children.