What government benefits are there for seniors other than OAS?
Question & AnswerWhat government benefits are there for seniors other than OAS?
Canada’s public pension program for seniors includes:
- , and
- the Canada Pension Plan (CPP) and the Quebec Pension Plan for people living in the province of Quebec
Whether you’re eligible for OAS depends on the number of years you’ve lived in Canada.
Getting CPP is based on the amount of contributions you made while you were:
- working in Canada, usually up until age 65, or
- working in a country that Canada has a Social Security Agreement with.
You don’t have to have worked in Canada to be eligible for OAS.
If you have a low- and don’t qualify for OAS, you may qualify for the Ontario Disability Support Program (ODSP).
Sources of income not from the government
Other non-government sources of income for seniors include:
- private pensions provided by employers
- personal investments, such as a Registered Retirement Savings Plan (RRSP) and a Tax-Free Savings Account (TFSA)
Benefits for seniors who have a low income
Government benefits for seniors living on a low income include:
- the and the