glossary

CPP retirement pension

A Canada Pension Plan (CPP) retirement pension is a monthly payment that many Canadians get when they retire.

To get a CPP retirement pension, you normally have to have:

  • worked in Canada
  • made contributions to the CPP

You may also get a CPP retirement pension if you didn’t work in Canada or contribute, but have enough contributions because of a divorce or separation. This can happen if you split your pension contributions with your former partner.

You can get a CPP retirement pension when you’re 65 years old. Or, you can start your CPP retirement pension:

  • as early as 60, and get less money each month
  • as late as 70, and get more money each month
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