A Canada Pension Plan (CPP) retirement pension is a monthly payment that many Canadians get when they retire.
To get a CPP retirement pension, you normally have to have:
- worked in Canada
- made contributions to the CPP
You may also get a CPP retirement pension if you didn’t work in Canada or contribute, but have enough contributions because of a divorce or separation. This can happen if you split your pension contributions with your former partner.
You can get a CPP retirement pension when you’re 65 years old. Or, you can start your CPP retirement pension:
- as early as 60, and get less money each month
- as late as 70, and get more money each month