What if I can’t find or afford a Licensed Insolvency Trustee?

2. Apply for the Bankruptcy Assistance Program

To apply for the Bankruptcy Assistance Program, you need to call the Office of the Superintendent of Bankruptcy  and ask the staff to send you an application form.

Once you have the forms, you must:

  • fill out the forms
  • visit two Licensed Insolvency Trustees and have them sign the form
  • send the application form back to the Office of the Superintendent of Bankruptcy

You must try to reach an agreement with the two trustees you visit to help you with your . For example, you must tell them what you can afford, and see if they can work with your financial situation. The trustees will only sign your form if you tried and were not able to reach an agreement.

If you can’t find two Licensed Insolvency Trustees where you live, call the Office of the Superintendent of Bankruptcy. The staff can work with you to make sure you can still apply for the program. For example, if you live in a rural area, they might ask you to get the signature of only one .

If your application is approved, you will then be assigned a Licensed Insolvency Trustee.

If you have any questions about the application process, call the Office of the Superintendent of Bankruptcy at 1-877-376-9902.

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