Glossary
In Income Assistance, Canada Pension Plan (CPP)
Canada Pension Plan (CPP) legislation says that a common-law partner is someone you’ve lived with in a conjugal or marriage-like relationship for at least one year. Your partner does not have to be the same sex as you.
To prove that you’re in a common-law relationship, or that you and your spouse lived in a common-law relationship before you got married, you have to fill out the:
People who get Ontario Works (OW) assistance may have to do community placements.
Community placements are sometimes called “community participation” or “voluntary placement”.
People in community placements work at non-profit, community, or public organizations. Examples of these types of organizations are schools, daycare centres, food banks, libraries, and community centres.
A confirmation of permanent residence is the document that proves you’re a permanent resident. You get this document when you land in Canada as a permanent resident. People who became permanent residents before July 2002 got a document called a record of landing.
In Income Assistance, Canada Pension Plan (CPP)
Workers make contributions to the Canada Pension Plan (CPP). If you work for an employer, these are deducted from your pay cheque. Employers also make contributions to the Canada Pension Plan on behalf of their employees.
The amount of your retirement pension or disability benefit is based on a few things, including:
- the amount you contributed to your plan,
- how long you contributed for, and
- the age you retire at.
In Health and Disability, Income Assistance
Canada Pension Plan (CPP) disability benefits are for people who:
- have a severe and prolonged disability that prevents them from working regularly or earning more than a limited amount of money
- are under 65 years old
- contributed enough to CPP
In Health and Disability, Canada Pension Plan (CPP) disability benefits
Workers make contributions to the Canada Pension Plan. If you work for an employer, these are deducted from your pay cheques. Employers also make contributions to the Canada Pension Plan on behalf of their employees.
The amount of your retirement pension or disability benefit is based on a few things, including:
- the amount you contributed to your plan,
- how long you contributed for, and
- the age you retire at.
In Health and Disability, Ontario Disability Support Program (ODSP), Canada Pension Plan (CPP) disability benefits
A Canada Pension Plan (CPP) retirement pension is a monthly payment that many Canadians get when they retire.
To get a CPP retirement pension, you normally have to have:
- worked in Canada
- made contributions to the CPP
You may also get a CPP retirement pension if you didn’t work in Canada or contribute, but have enough contributions because of a divorce or separation. This can happen if you split your pension contributions with your former partner.
You can get a CPP retirement pension when you’re 65 years old. Or, you can start your CPP retirement pension:
- as early as 60, and get less money each month
- as late as 70, and get more money each month
In Debt and Consumer Rights, Income Assistance, Other benefits
A credit score is a number given to you by a consumer reporting agency. Creditors check your score to see how likely you are to pay back your debts. They use it to decide whether to lend you money. Your credit score is based on the information in your credit report.
High credit scores are good, and low credit scores are bad. Usually, the lowest score you can have is around 300, and the highest around 850. Good credit is usually considered 700 or more. Sometimes, credit scores are turned into a letter and number combination. In this system, R9 is the worst credit rating and R1 is the best.
In Family Law, Substitute decision‑making, Income Assistance, Child tax benefits, Canada Pension Plan (CPP), Eligibility, Wills and Powers of Attorney
Decision-making responsibility is the right to make important decisions about how to care for and raise a child. It includes the right to make decisions about the child’s health, education, religion, and important extra-curricular activities. Decision-making responsibility used to be called custody.
The parents can agree to or the court can give:
- one parent all decision-making responsibility,
- 2 or more parents decision-making responsibility, or
- different parents separate responsibilities, for example, one parent makes decisions about the child’s health and another parent makes decisions about the child’s religion.
Developmental services institutions were run by the Ontario government.
People who were labelled with intellectual disabilities lived in these institutions. The last one closed in 2009.