Glossary

In Health and Disability, Income Assistance, Canada Pension Plan (CPP), Canada Pension Plan (CPP) disability benefits

The Canada Pension Plan (CPP) is run by the Canadian government. Employers and workers make contributions to the plan and in certain situations the benefits are paid out to the worker or their family to partially replace their earnings.

These situations can include:

• if a worker becomes disabled and can no longer work 
• if a worker dies
• if a worker retires, or
• if a worker reaches a certain age

You may also get these benefits by credit splitting after a common-law relationship, divorce, or separation, even if you are not a worker.

In Income Assistance

Canada Pension Plan (CPP) disability benefits are for people who:

• have a severe and prolonged disability that prevents them from working regularly or earning more than a limited amount of money
• are under 65 years old
• contributed enough to CPP

In Income Assistance, Canada Pension Plan (CPP)

Canada Pension Plan (CPP) retirement benefits are monthly payments that many Canadians get when they retire.

To get CPP retirement benefits, you normally have to have:

• worked in Canada
• made contributions to the CPP

Most people who get CPP retirement benefits get them when they are 65 years old. But you can start getting your retirement benefits:

• as early as 60, and get less money each month
• as late as 70, and get more money each month

In Income Assistance, Canada Pension Plan (CPP)

A Canada Pension Plan (CPP) retirement pension is a monthly payment that many Canadians get when they retire.

To get a CPP retirement pension, you normally have to have:

• worked in Canada
• made contributions to the CPP

Most people who get a CPP retirement pension get it when they are 65 years old. But you can start your retirement pension:

• as early as 60, and get less money each month
• as late as 70, and get more money each month

In Immigration Law, Income Assistance

The Canada Revenue Agency (CRA) manages the income tax process. The CRA sends out a Notice of Assessment each year to everyone who files their tax return. The CRA is also responsible for some social benefits, like the Goods and services tax/Harmonized sales tax (GST/HST) credit, Canada child benefit, and child disability benefit.

In Income Assistance, Canada Pension Plan (CPP)

Canada Pension Plan (CPP) legislation says that a common-law partner is someone you’ve lived with in a conjugal or marriage-like relationship for at least one year. Your partner does not have to be the same sex as you.

To prove that you’re in a common-law relationship, or that you and your spouse lived in a common-law relationship before you got married, you have to fill out the: 

• Statutory Declaration of Common Law Union (Dual Signatures), or
• Statutory Declaration of Common-law Union (Single signature).

In Income Assistance

People who get Ontario Works (OW) assistance may have to do community placements.

Community placements are sometimes called “community participation” or “voluntary placement”.

People in community placements work at non-profit, community, or public organizations. Examples of these types of organizations are schools, daycare centres, food banks, libraries, and community centres.

In Income Assistance

A confirmation of permanent residence is the document that proves you’re a permanent resident. You get this document when you land in Canada as a permanent resident. People who became permanent residents before July 2002 got a document called a record of landing.

In Income Assistance, Canada Pension Plan (CPP)

Workers make contributions to the Canada Pension Plan (CPP). If you work for an employer, these are deducted from your pay cheque. Employers also make contributions to the Canada Pension Plan on behalf of their employees.

The amount of your retirement pension or disability benefit is based on a few things, including:

• the amount you contributed to your plan,
• how long you contributed for, and
• the age you retire at.

In Health and Disability, Income Assistance

Canada Pension Plan (CPP) disability benefits are for people who:

• have a severe and prolonged disability that prevents them from working regularly or earning more than a limited amount of money
• are under 65 years old
• contributed enough to CPP